Summary: Countless books and movies have been written about the point at which computers shift from being our friend to becoming the enemy. For financial advisers, the battle lines are being drawn right now.Over the course of our careers, computers have helped elevate the services we provide to clients and have driven down costs.
 Investors, both private and public, are making a bet today that self-directed technology companies are more valuable, have better businesses and better prospects than old-school brick-and-mortar advisers. They will be right unless some of us take a new road that integrates technology into every aspect of our core business to make us more powerful. The battle is here. Long live humans!"
Joe Duran, chief executive, United Capital
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